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Credit Analyst at Victoria Finance Plc 03-04-2026

Are you a detail-oriented finance professional with strong analytical skills and a passion for credit risk management? Victoria Finance Plc (VFP) is offering an excellent opportunity for a qualified and experienced Credit Analyst. This role is ideal for individuals who are committed to ensuring sound lending decisions while supporting sustainable business growth in a dynamic microfinance environment.

Working with Victoria Finance Plc provides a valuable opportunity to grow your career while contributing to financial inclusion. First, the company is dedicated to serving low- and middle-income earners, women, and youth through accessible financial services. Moreover, its innovative digital agriculture solution, Kilimo Pesa, supports smallholder farmers across multiple regions. Additionally, the role allows you to work closely with credit teams and management, contributing directly to portfolio quality and institutional success.

Established in 2009 and operational since 2010, Victoria Finance Plc is a regulated microfinance institution with a strong presence in Tanzania. The company operates branches in Dar es Salaam, Morogoro, Iringa, Mbeya, and Dodoma, serving clients across more than thirteen regions. Furthermore, its subsidiary, Victoria Insurance Brokers Limited, enhances its offerings through insurance services. Through innovation and outreach, the company continues to play a key role in expanding access to financial services.

This opportunity is best suited for professionals with strong expertise in credit analysis and lending. Candidates should demonstrate excellent analytical skills, attention to detail, and the ability to make sound financial assessments. To qualify, applicants must meet the following requirements:

  • Bachelor’s degree in Finance, Accounting, Economics, Business Administration, or a related field
  • Minimum of 8 years’ experience in credit analysis or lending within a bank, MFI, or NBFI
  • Strong knowledge of microfinance products and SME lending
  • Professional qualifications (CPA, ACCA, CFA) will be an added advantage
In this role, the Credit Analyst will play a key part in maintaining portfolio quality and supporting informed credit decisions. Key responsibilities include:

  • Analysing and evaluating loan applications in line with approved credit policies and procedures
  • Assessing applicants’ financial position, cash flows, repayment capacity, and credit history
  • Preparing detailed credit appraisal reports with clear recommendations for approval or decline
  • Conducting credit risk assessments and borrower due diligence, including site visits where necessary
  • Supporting credit committees and management with accurate and timely credit information
To apply, interested candidates should follow these steps:

  • Prepare an updated CV highlighting your qualifications and relevant experience
  • Write a clear application letter explaining your suitability for the role
  • Address your application to the Managing Director, Victoria Finance Plc
  • Submit your application via email to [email protected] or by post to:
    P.O. Box 12102, Mwanga Tower Building, New Bagamoyo Road, Kijitonyama, Dar es Salaam
  • Ensure submission before the deadline: 15th April 2026
This is a great opportunity to join a reputable microfinance institution and contribute to responsible lending practices. Therefore, if you have the experience and passion for credit analysis, consider applying and becoming part of a team dedicated to transforming financial services in Tanzania.
 
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